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Credit Consolidation Ideas: Using Prosper and Balance Transfers

Debt has a way of holding you down. It may start out with a very tiny amount, maybe a gift purchase or a vacation, but little by little that tiny debt has ballooned into an unmanageable amount of debt...

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FICO and the Credit Card Financial Prison: How a Three Digit Credit Score...

Americans carry $900 billion in credit card debt.  Approximately 75 percent of all those eligible for credit, those that are 18 years or older, have a credit rating score at any given time.  This...

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Credit Card Debt up to 15 Percent of Annual Household Income. Average Credit...

Credit card companies have made it their passion to ensure that every eligible American has access to a credit card.  They have also created a financial labyrinth with traps in every corner from...

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Masters of debt easing access to debt again: FICO score adjustments will...

It is no coincidence that as the market gets long in the tooth, the crafty financial sector is looking for ways to offload products onto the public. This is the modus operandi of Wall Street in that...

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